Terms and conditions of use
These terms of use (together with all documents referred to in these terms) (collectively referred to as the "Agreement") tell you the terms and conditions on which you may use and access the IBNBANK web site.
Information about us
(the "IBNBANK web site") is a web site operated by IBN Limited (referred to in this Agreement as "IBNBANK", "we", "us" or "our").
Accessing the IBNBANK web site
Access to the IBNBANK web site is permitted on a temporary basis and we reserve the right to withdraw or amend the service without notice (see below). You are responsible for making all arrangements necessary for access to the IBNBANK web site. You acknowledge that access to the IBNBANK web site is dependent upon the availability of the worldwide web and we accept no responsibility for your inability to access the IBNBANK web site arising out of circumstances beyond our reasonable control.
We have the right to disable your access to the IBNBANK web site at any time if, in our opinion, you have failed to comply with any of the provisions of this Agreement.
Restrictions on use
All copyright, database rights and other intellectual property rights in the IBNBANK web site and all material published on it are owned by, or are licensed to, IBN Limited. All such rights are expressly reserved. You may not otherwise copy, reproduce, republish, download, post, adapt, create a derivative work from, distribute, store in any medium (including framing the IBNBANK web site within any other web site), broadcast, transmit, re-transmit, modify, communicate or make available to the public all or any part of the IBNBANK web site without our prior written permission.
Changes to the IBNBANK web site
We update the IBNBANK web site on a regular basis and may change the content at any time. If the need arises, we reserve the right to suspend the IBNBANK web site or close it indefinitely.
Information about you and your visits to the IBNBANK web site
We process information about you in accordance with our privacy policy. Please review the terms of our Privacy policy to check that you are happy for us to use your information in accordance with its terms. You are responsible for ensuring that all information provided by you to us is accurate.
Linking to the IBNBANK web site
You may link to the IBNBANK web site home page, provided you do so in a way that is fair and legal and which does not damage our reputation or take advantage of it or suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice.
If you wish to make any use of material on the IBNBANK web site other than to the extent permitted by this Agreement, or wish to contact us about any material on the web site, please address your request to contact@IBNBANK.com.
Links from the IBNBANK web site
The IBNBANK web site may from time to time contain links to various web sites and other resources provided by third parties. These links are provided for your information only. We have no control over the contents of those web sites and resources and accept no responsibility for them or for any loss or damage that may be suffered as a consequence of your use of or reliance on them. The supply of any goods, services and information offered by third party providers listed on the IBNBANK web site is subject to the relevant third party's terms and conditions relating to the provision of their goods, services and information. These third party terms and conditions can be found by accessing the relevant third party's web site by clicking on the applicable link.
Our liability
Nothing in this Agreement shall exclude or limit our liability for: (a) death or personal injury arising through negligence; (b) fraudulent misrepresentation; (c) breach of implied terms relating to title and quiet enjoyment under Section 12 of the Sale of Goods Act 1979 and Section 2 of the Sale and Supply of Goods Act 1982; or (d) any other liability which may not lawfully be excluded or limited by us.
Commentary and other materials posted on the IBNBANK web site are only general remarks or comments and are not intended to be relied upon by you. Except where stated otherwise in this Agreement, we exclude all liability and responsibility arising from any reliance placed on third party content on the IBNBANK web site by you or anyone who may be informed of any of its contents. Whilst we have taken every care in the preparation of the content of the IBNBANK web site, we cannot guarantee uninterrupted and totally reliable access to it. We cannot therefore guarantee that the information will always be completely up to date and free of mistakes or errors. Except where stated otherwise in this Agreement: (i) we disclaim all warranties, terms, conditions and representations, express or implied, as to the accuracy of the information contained in any material on the IBNBANK web site and accept no responsibility for any loss or damage arising out of problems with access; and (ii) we shall